Should I pay my current debt or invest in property?

Women with CentsBlog, Investment0 Comments

Beautiful woman working at the laptop in the office

  With the housing markets booming, property is looking like a very attractive investment. But when you already have a mortgage, is more debt the right answer? Well, as you know I like the idea of diversification. So, for me a bit of both makes sense: paying extra on the mortgage AND investing. But wait, not so fast! Before you … Read More

Help, what do I do with my spare cash?

Women with CentsBlog, Investment

Beautiful young woman with coffee using laptop in the kitchen

Help! I am a single parent working part time earning 30k annually and studying part time. I own my car, I own my home, I have no debt and I have three months of emergency savings in a high interest account. It’s not all sunshine and lollypops though, I do suffer from anxiety and depression. So how should I best … Read More

What NOT to do if you are saving for a wedding or a holiday

Women with CentsBlog, Investment

Untitled design (14)

Hi Tash, I’m renting and looking to build up a deposit to eventually buy a property and pay for our wedding and holidays. I’ll have paid off my uni and car loans soon so I’ll have some extra cash to start investing and saving, and I’d like to start thinking about where to invest this money so I don’t just spend it! I’ve … Read More

Six things you should do if you receive an inheritance

Women with CentsBlog, Investment

inheritence

Hi Tash, I’ve received an inheritance of $600k and am very overwhelmed… I just don’t know how to best use it! Our story is: I’m 40 and earn $130k per year and my husband is 35 and stays home with our four kids (12, 10, 9, 7) earning $10k per year. I have $200k in super, he has $30K and … Read More

We were bankrupt… can we get into property?

Women with CentsBlog, Debt, Investment, Mortgage

Untitled design (8)

Hi Tash, we are one year out of bankruptcy and currently renting. We are in our late 30’s with three young children and have come to the conclusion it may be some time before we can purchase our own home.  We are consistently saving $1K per month. I’ve come up with a plan to purchase a unit (if we can … Read More

To buy or not to buy? That is the question…

Women with CentsBlog, Investment, Mortgage

buy vs rent

If you’re looking at purchasing your first home (or contemplating a sea change), you should factor in the costs of buying and selling. There are solicitor’s fees, stamp duty and other incidentals that pop up through the buying and selling process, and if you plan to move again in a couple of years then buying might turn out to be … Read More

My money is stranded overseas – what should I do?

Women with CentsBlog, Superannuation

Untitled design (7)

This weeks question from the community takes us global… Hi Tash, I’ve been divorced for three years now after settling with the courts in Scotland where our property was. I’ve been a stay at home mum most of my life as I travelled with my husband and children in postings around the world. We were transferred to Australia and that’s … Read More

Should I cancel my private hospital cover?

Women with CentsBlog, Budgeting, Insurance

health vs life insurance

  Let me start with a story. Two years ago, my husband’s work colleague was single, in his early 40s, and apart from an ongoing heart condition he was in pretty good health. He went in for scheduled heart surgery as a public patient, and everything went well so he was released from hospital. A few days later though, he … Read More

Is it ok to skip income protection if I have sick leave and other insurance?

Women with CentsBlog, Insurance

income protection insurance

This week we have a great question from the Women with Cents community. Is it wise to have income protection if I already have trauma cover and a lot of sick leave?  Well, let’s start by understanding the difference between trauma cover and income protection. While both are types of life insurance, they do very different things. Trauma insurance, also … Read More

009: Recognising Abuse

Women with CentsBudgeting, Podcast

EPISODE ONE (14)

This week we are shedding the light on domestic violence and financial abuse and joining me is Kylie Travers, mum and award winning CEO. Kylie openly shares with us her heartbreaking story of escaping domestic violence and fleeing her home with her 2 young daughters, with very little money or possessions. We discuss the common misconceptions about what domestic violence … Read More